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About
A-Plus Home and Loan, Inc.
A-Plus Home and Loan,
Inc.
Located in the heart of San Diego County, A-Plus Home and
Loan is parent to both a Mortgage Company (A-Plus Loans)
and a Real Estate Company (A-Plus Homes). Serving all of
San Diego County, comprised of South San Diego County including
Chula Vista, Eastlake and Otay Ranch, North San Diego County
which includes Vista, San Marcos and Escondido, Coastal
San Diego communities from Oceanside to Imperial Beach,
also South Riverside County covering Temecula and Murrieta,
A-Plus Home and Loan is dedicated to satisfying the Real
Estate and Mortgage home and loan needs of all of our clients.
We blend the best of both services.
Our philosophy is "Customers
for Life." The majority of our business
is based upon continuous referrals we get from previous
satisfied customers in addition to the very same customers
returning to us again and again for each new home they want
to buy or refinance they desire.
We use the latest technology available
to close loans quickly. Service, low rates, low cost or
no cost to our clients is the source of our success. We
encourage you to join the family of satisfied customers
who have learned that the people here at A-Plus Home and
Loan will put your best interests ahead of their
own.
A-Plus Home
and Loan Team Members
The following team of dedicated professionals is here to
assist you in all your home buying, selling, and financing
needs.
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Luisa
Derbez
Officer, A-Plus Home and
Loan, Inc.
Senior Loan Officer
I enjoy my job! It is personally
rewarding to see all the happy new homeowners I have
helped to achieve their goal in the past 14 years.
My clients also do a great job by referring to me
their family and friends, keeping me busy all
the time, and of course in return I work for them
in their very best interest. I save my clients a lot
of money in every transaction and keep them informed
about real estate and mortgage market changes.
Experience and knowledge is something
that I have gained with time and practice. In one-and-a-half
decades of service to the community I have also served
to train many of my colleagues to also become experts
in the field of residential real estate and mortgage
finance. I am ideally suited to work within the diverse
community here in Southern California and I speak
English, Spanish, and Japanese!
 Cell:
(619) 778-3208 |
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Alma
R. Vargas
REALTOR®
Cell:
(619) 227-2498
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Maricela
Garcia
REALTOR®
Cell:
(619) 729-1313
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| Cedric
H. Willis
REALTOR®
Cell:
(619) 339-4052
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Rosa
Palacios
REALTOR®
Cell:
(760) 455-6375
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| Yvonne
Arvizu
REALTOR®
Cell:
(619) 549-7289
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Rocio
Yoshii
Loan Processor
For the last 9 years I have been
an Escrow Officer providing in-house escrow services,
in English and Spanish, insuring the client that the
loan will close on time and hassle free.
Phone:
(858) 277-8906
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Gaby
Castro
Loan Processor
I ensure that you will have peace
of mind knowing your loan will be handled with care
and dedication.
Phone:
(858) 277-8900 x 203
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M. David
Icke
President, A-Plus Home and Loan, Inc.
BROKER / REALTOR®
I must confess that I have been extremely
fortunate to have the opportunity to assemble your
"A-Plus Team" of REALTORS® and Mortgage
Professionals here at A-Plus Home and Loan.
It is rare to see a team of professionals in the real
estate and mortgage business with such an enthusiasm
for helping their customers even more than their interest
in helping themselves!
We all here at A-Plus believe that
our best interest lies in putting your
best interest first. Our clientele is based
primarily on repeat business and the referrals of
our loyal customers. We believe in educating
our clientele about the wide variety of programs available
to them - the same programs that any other broker
is offering and more - and helping them to make wise
decisions not solely based upon an attractive interest
rate, but also based upon the cost
of that rate and the conditions
that will affect the value of that rate. Certainly
we can review the variety of available programs and
determine the program that meets your needs best,
saving you a lot of money by looking at the big picture
and the bottom line.
Cell:
(619) 846-2320
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